Benefits-FSA & HSA

Health Savings Accounts (HSA) are administered by American Fidelity and are available to employees enrolled in the Eagle Health Plan. Review the Medical Plan Comparison for information on ZCS contributions. You can set up voluntary contributions into the HSA through payroll deduction. Complete the HSA Contribution Change Form found in Available Forms in PowerSchool Records. For 2025, the maximum allowed contribution amount per year for the HSA is $4,300 for Single and $8,550 for Family. These amounts are increased by $1,000 for employees over age 55. The maximum allowed contribution amounts include the employer contributions. The HSA is tax-free and can be used for allowable medical expenses. The HSA rolls over year to year and the money stays with you forever as you are the account owner. 



Flexible Spending Account
There are two FSAs available to you: Healthcare Flexible Spending Account and Dependent Care Account. Both accounts are housed with American Fidelity. FSAs are funded through pre-tax dollars which can help you save money and offset out-of-pocket costs during the plan year. Your election must be predetermined during open enrollment, or upon hire, and any unused funds in excess of $600 at the end of the plan year are forfeited. An amount up to $600 can be rolled over to the next plan year. You can access your FSA accounts through Mobile App, online, or paper. View the Section 125 Plan & Flexible Spending Accounts packet linked here.